Frequently Asked Questions (FAQs)

If you have a question, we are here for you. Here is a selection of our most frequently asked questions. If you can’t find the answer you are looking for just go to our Contact page and send your question over or give us a call. We are easy to talk to!

Since every client credit is different. We must evaluate there credit report to determine this. Our prices are very inexpensive compared to other companies. Installment Plans are available.

After Grapevine Financial has reviewed the clients credit report, we will keep you informed throughout the repair process by sending you tracking information when the letter have been sent out so that you can track progress. You will also receive a greencard since the information is mailed certified mail return receipt.

Our deletion percentage varies from client to client. On average, we currently have a 70-80% successful deletion rate on derogatory items from consumer credit reports.

The consumer challenge method is available to all citizens through the Fair Credit Reporting Act. However, most people do not have the time to follow through with many letters, phone calls, and emails to various credit agencies. Grapevine Financial will do the work for you!

The answer is simple, because the credit bureaus say so. Unfortunately, there is wording in the law to require you to give them information. If you don’t supply the proof of your identity and address, the bureaus will simply ignore your dispute and you will get nowhere. A copy of your Drivers License or State I.D. or Passport will work, along with a copy your Social Security Card when mailing out your personalized Grapevine Financial Credit Repair dispute letters.

We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.

You can expect to see results in as little as 30 days, with it taking up to 90 days in some cases.

Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score.

There are a few different ways we can do this. You can sign up for something like Privacyguard.com or Creditchecktotal, which is a service that gives you access to all of your credit reports. You give the login information to us and we take it from there. Another option is for you to mail us hard copies of your report. You can also upload them to an online portal and send them to us that way.